TripSafe Student is an offering of our Global Assistance Package with Travel Insurance, designed for students, studying abroad that provides financial protection against emergencies, medical expenses, travel disruptions, and lost belongings.

Pricing for TripSafe Student varies with the age of the traveller, and covers travellers between 18 and 45 years of age. 

No. TripSafe Student can only be availed by Indian citizens or individuals who hold an OCI card.

Yes. TripSafe Student can be issued to a student traveling for education, even with a provisional admission or offer letter. However, at the time of any claim, the insurer will verify all the necessary documents.

The minimum tenure for the TripSafe Student Plan is 1 month.

No. The student can cancel the policy and get a new policy issued for the new destination.

TripSafe Student is a specialized plan for students studying abroad that provides financial protection against emergencies, medical expenses, travel disruptions, and lost belongings. The plan provides essential medical and travel–baggage cover plus 24/7 assistance. It also covers important features as Study Interruption, Sponsor Protection, Compassionate visit travel expenses, Political Risk and Catastrophe Evacuation and a lot more.

 

Cancer screening & Mammography covers out-patient cancer screening or mammography during the trip, if advised by a doctor.

Non-emergency OPD consultation covers non-emergency medical consultations during the trip, if advised by a doctor.

This covers psychological or mental counselling after diagnosis by a specialist, if medically necessary, not requiring hospitalization, and not linked to pre-existing conditions.

Quarantine expenses are covered if the quarantine is medically advised and supported by a doctor’s certificate, along with valid bills, travel tickets, and in accordance with the regulations of the respective country.

Radiotherapy and Chemotherapy Charges cover the cost of radiotherapy or chemotherapy undertaken during the trip, provided it is prescribed by a qualified doctor.

Sports Injuries cover any injury sustained while participating in a listed adventure or professional sport. In case of hospitalization, medical expenses are covered provided the activity was declared before policy inception, conducted under approved safety guidelines, and the treatment is certified by a doctor.

Pre-existing disease (PED) means a medical condition that was diagnosed before purchasing this policy. In this policy, PED is covered in a life-threatening situation which refers to any circumstance where an individual's life is at immediate risk due to severe injury, illness, or a dangerous event, requiring urgent medical intervention to prevent death or serious harm.

Yes. In a medical emergency, the cost of a surface ambulance to get one to the nearest hospital or physician is covered.

The policy does not cover the cost of preventative vaccinations needed during the trip. However, it does cover emergency shots needed after an exposure, like a rabies shot after an animal bite.

Personal Liability in international travel insurance provides coverage against legal and financial liabilities arising if you accidentally cause injury to another person or damage to their property while traveling abroad.

Study Interruption cover helps refund any non-refundable tuition fees if the student can’t continue studies due to hospitalization (30+ days), medical evacuation, or the death of an immediate family member.

Sponsor Protection covers any remaining tuition fees if the sponsor passes away due to an accident, provided the student continues their studies at the same institute.

Drug and Alcohol abuse cover pays medical expenses if the student is hospitalized during the trip for treatment of conditions caused by alcohol or drug use, if it’s doctor-certified and medically necessary.

Card Fraud cover reimburses financial loss if the debit, credit, or forex card is lost or stolen during a trip and used fraudulently.

Cash Advance provides quick financial help during a trip if the student faces an emergency, supported by a police report or FIR.

Home Care Cover pays for a qualified nurse at home after hospital discharge if the illness or injury requires it.

Gadget Loss cover reimburses any lost laptop, tablet, or other specified devices if stolen, supported by a police FIR and list of lost items. Accessories are not covered.

Political Risk and Catastrophe Evacuation covers any travel or hotel costs if the student must leave the city due to government warnings or disasters like floods, earthquakes, or epidemics.

University Insolvency reimburses any travel or hotel costs to return to India if the university closes or loses recognition.

Extended Cover in the Country of Residence pays for hospitalization and return travel costs after the trip if any treatment is needed for the same illness or injury covered during the trip.

It will be covered for all trips between the policy duration. It can be claimed till the Sum Insured is exhausted or the policy expires, whichever is earlier.

Yes. TripSafe Student can be offered to a student traveling abroad for education purposes, the Admission or Offer letter is not needed for the same.

Yes. TripSafe Student can be issued if the student’s visa is still under process.